Product

Company

Resources

Book a demo

Book a demo

AI agents for finance shared services in 2026: How they reshape order-to-cash and finance operations teams

Executive summary

Finance shared services, particularly order-to-cash (O2C) teams, face constant pressure to scale, reduce cost-to-serve, and maintain high-quality operational control. Even with standardised O2C processes, teams spend a disproportionate amount of time managing invoice disputes, payment follow-ups, claims, deductions, and credit workflows. In 2026, AI agents for O2C and finance operations are emerging as a practical extension of shared services teams. They automate high-volume operational work, handling account queries, following up on commitments, escalating exceptions, and maintaining workflow continuity, allowing finance professionals to focus on decision-making, exceptions, and strategic initiatives.

For shared services O2C teams, the day-to-day reality is dominated by operational firefighting. Even with well-defined SOPs, teams are managing hundreds or thousands of routine requests—invoice clarifications, payment reminders, missing documentation, dispute resolution, and internal escalations.

Finance leaders increasingly recognise that scaling through headcount or rigid workflow automation alone is insufficient. High-volume interactions in O2C processes are conversational and context-dependent. This is where AI agents provide immediate operational leverage.

AI agents act as an extension of the team: responding to inbound O2C requests, following up consistently on overdue payments, resolving billing queries, and tracking commitments automatically. In doing so, they reduce repetitive workload, improve cash flow visibility, and maintain professional, consistent communication across accounts.

What are AI agents and how do they apply to O2C shared services

AI agents are autonomous systems capable of executing multi-step tasks, communicating with stakeholders, and maintaining context across interactions. Unlike traditional automation, which follows rigid rules, AI agents adapt to unstructured inputs, manage ongoing conversations, and prioritise tasks based on real-time data.

In shared services, AI agents typically support O2C workflows including:

  • High-volume inbox management for customer and internal queries

  • Payment follow-ups and overdue reminders

  • Promise-to-pay tracking

  • Dispute triage and documentation

  • Coordination between internal teams and departments

  • Claim, deduction and credit handling

  • Maintaining structured records for reporting and audit

They are most effective when integrated into ERP, finance, and email systems, providing end-to-end O2C operational continuity without requiring large-scale system replacements.

How AI agents reshape O2C workflows

The strongest value of AI agents comes from handling high-volume, repetitive, and communication-heavy tasks that would otherwise require manual effort. By absorbing this workload, AI agents allow human teams to focus on high-value decision-making, exceptions, and strategy.

Streamlining accounts receivable conversations

Shared services teams often manage shared inboxes where customers submit queries related to invoices, payments, or documentation. AI agents can respond instantly with accurate information, maintain context across threads, and escalate only when necessary—optimising O2C communications and customer engagement.

Automating follow-ups and payment reminders

Consistent follow-ups are critical to reducing DSO and improving working capital. O2C AI agents can automatically send reminders based on invoice age, payment history, and account value, adapting messaging according to customer interactions.

Tracking commitments and promise-to-pay

A recurring source of payment delays is untracked customer commitments. AI agents log promises, monitor payment timelines, and trigger follow-ups automatically if commitments are not met. This ensures predictable cash flow and reduces manual tracking errors in O2C cycles.

Resolving billing queries and disputes

Invoice discrepancies and missing documentation often cause payment delays. AI agents can detect anomalies, request missing PO numbers or delivery notes, and manage correspondence to resolve issues efficiently, shortening O2C dispute cycles. This is particularly valuable in environments with frequent claim, deduction and credit activity, where delays often sit outside the core ERP workflow.

Supporting internal coordination

Shared services sit at the intersection of finance, sales, and operations. AI agents provide structured summaries of requests and interactions, ensuring smooth internal handovers and reducing repeated manual effort in order-to-cash operations.

Tasks optimised by AI agents in O2C shared services

By automating high-volume O2C communications and follow-ups, AI agents free human teams to focus on strategic decisions, exceptions, and complex resolutions.

O2C task

AI agent role

Human team Role

Expected outcome

Invoice queries

Respond in real time

Manage unusual or complex cases

Reduced response time, faster resolution

Payment follow-ups

Automated, stage-based reminders

Escalate high-risk accounts

Reduced DSO, improved cash flow

Promise-to-pay tracking

Log, monitor, follow-up

Escalate repeated broken commitments

Predictable collections, less manual tracking

Dispute triage

Capture missing info, route internally

Resolve complex disputes

Shorter dispute cycles, fewer late payments

Internal handovers

Maintain context and summary

Make judgment calls

Reduced errors, smoother coordination

Operational benefits for finance leaders

Adopting AI agents in O2C shared services delivers measurable outcomes:

  • Reduced Cost-to-Serve: Handle high-volume tasks without increasing headcount.

  • Faster Resolution Times: Immediate responses to routine queries and automatic follow-ups improve SLA performance.

  • Improved Governance and Reporting: Structured records of all interactions enhance audit trails.

  • Better Customer and Internal Experience: Context-aware, professional communications strengthen relationships and reduce friction.

Implementing AI agents in shared services

Successful adoption focuses on integration, governance, and operational alignment:

  • System Integration: Work seamlessly with ERP, finance, and email systems to access invoice and payment data.

  • Governance: Define tone, escalation, and audit policies.

  • Human-in-the-loop: Keep high-value exceptions, sensitive disputes, and strategic decisions human-led.

  • Reporting: Dashboards track performance, exceptions, and O2C process efficiency.

This ensures AI agents augment human teams while delivering tangible operational benefits.

Typical outcomes after AI agent adoption

Shared services teams see efficiency, accuracy, and cash flow improvements when O2C AI agents are integrated.

Metric

Before AI agents

After AI agents

Impact

Average response time to queries

24–48 hours

<4 hours

Faster customer resolution

Follow-up completion rate

70%

98%

Reduced DSO, predictable collections

Manual workload hours/week

500

200

More capacity for strategic work

Dispute resolution time

15 days

5 days

Reduced backlog and write-offs

Audit and compliance errors

5%

<1%

Improved governance and transparency

How Paraglide AI agents support finance shared services order-to-cash teams

Paraglide AI agents help shared services teams handle the high-volume operational work in order-to-cash (O2C) processes. They act like an extra team member in your finance inbox, taking care of repetitive tasks so your staff can focus on complex cases, exceptions, and strategic decisions.

Below is a list of key O2C tasks that Paraglide AI agents manage for shared services teams:

Paraglide AI agents manage key O2C tasks such as:

  • Replying to Invoice and billing questions

  • Sending segmented and personalised payment reminders

  • Managing replies and follow-ups

  • Flagging bad contact data and routing messages to the right contacts

  • Logging and tracking promise-to-pay commitments

  • Collecting PO numbers

  • Managing document requests

  • Disputes, claims & deductions 

By automating routine O2C tasks while keeping humans in control of exceptions, teams can improve cash flow, reduce errors, and focus on the most important parts of their role. Shared services teams using Paraglide have seen a 34% reduction in DSO, a 20% drop in bad debt, and more than 15 hours per week freed up for higher-value work. 

How Paraglide AI agents and human teams work together in shared services

Task

Paraglide AI Agent

Human Team

Invoice & billing questions

Responds instantly, maintains thread context

Handles complex or unusual queries

Payment follow-ups

Sends personalised reminders, tracks commitments

Focuses on exceptions and high-value accounts

Document collection

Requests missing POs, delivery notes

Reviews edge cases or escalations

Disputes, claims & deductions

Logs and tracks cases, escalates when needed

Resolves complex disputes

Reporting & audit

Creates structured summaries of interactions

Analyses results and exceptions

Final thoughts

Finance shared services in 2026 require scale, efficiency, and high-quality stakeholder experience. AI agents for O2C provide a practical extension of teams, managing high-volume operational tasks that would otherwise consume human effort. By handling follow-ups, invoice queries, dispute triage, promise-to-pay tracking, and internal coordination, AI agents allow staff to focus on exceptions, strategic initiatives, and judgments.

When implemented thoughtfully, AI agents help shared services deliver faster O2C cycles, lower cost-to-serve, improved cash flow, and a better customer experience—without compromising governance or professionalism.

Ready to automate your order-to-cash cycle with Paraglide?

Learn more

Learn more

Learn more

FAQs

What are AI agents in finance shared services?

What are AI agents in finance shared services?

What are AI agents in finance shared services?

What Order-to-cash tasks should be automated first?

What Order-to-cash tasks should be automated first?

What Order-to-cash tasks should be automated first?

What’s the difference between an AI agent and traditional O2C automation?

What’s the difference between an AI agent and traditional O2C automation?

What’s the difference between an AI agent and traditional O2C automation?

How do AI agents reduce workload in shared services?

How do AI agents reduce workload in shared services?

How do AI agents reduce workload in shared services?

Do AI agents replace shared services staff?

Do AI agents replace shared services staff?

Do AI agents replace shared services staff?

How do AI agents support internal coordination for shared service teams?

How do AI agents support internal coordination for shared service teams?

How do AI agents support internal coordination for shared service teams?

What outcomes can finance leaders expect?

What outcomes can finance leaders expect?

What outcomes can finance leaders expect?

Which O2C shared services tasks deliver the fastest ROI with AI agents?

Which O2C shared services tasks deliver the fastest ROI with AI agents?

Which O2C shared services tasks deliver the fastest ROI with AI agents?

What systems do AI agents need to integrate with in order-to-cash?

What systems do AI agents need to integrate with in order-to-cash?

What systems do AI agents need to integrate with in order-to-cash?

Paraglide

Share

Feb 16, 2026

Subscribe to the Paraglide blog

Get notified about new product features, customer updates, and more.

By submitting this form, you agree to receive emails for our products and services per our Privacy Policy. You can unsubscribe anytime.

Related posts

AI agents in B2B collections: Accelerating recovery while protecting customer relationships

Debt collection in B2B often requires a delicate balance. Handle it poorly, and invoices sit unpaid for weeks or months. Push too hard, and customer relationships suffer, potentially affecting future revenue. The reality is that manual processes in fragmented inboxes, spreadsheets, and inconsistent follow-ups make it difficult for finance teams to strike the right balance. AI agents are changing the game. By managing high-volume billing and payment conversations autonomously, they help businesses recover payments faster, resolve disputes efficiently, and maintain professional, consistent communication with customers.

Feb 19, 2026

Cash conversion cycle: Calculation, drivers, and how to improve it

The cash conversion cycle (CCC) is a key measure of working capital efficiency, capturing how long cash remains tied up in operations from paying suppliers to collecting from customers. Even profitable organisations can face liquidity stress if CCC is not actively managed. This article explains how to calculate CCC, explores the factors that influence it, and highlights common pitfalls to avoid. It also examines international complexities, including currency risk, local payment norms, and regulatory considerations. One of the most effective levers for shortening CCC is reducing Days Sales Outstanding (DSO). AR automation tool, such as Paraglide help finance teams accelerate collections, manage disputes proactively, and track outstanding payments, freeing working capital and enabling finance teams to focus on higher-value tasks. By combining operational improvements with intelligent automation, businesses can improve liquidity, reduce reliance on external financing, and achieve a more predictable and resilient cash conversion cycle.

Feb 19, 2026

How AI agents transform working capital management

Working capital is the cash a business has available to fund day-to-day operations and support growth. Challenges like delayed customer payments, excess or mismanaged inventory, and suboptimal payables tie up cash, reduce financial agility, and make it harder to fund strategic initiatives. AI Agents are transforming how finance teams manage working capital by automating repetitive tasks, providing predictive insights, and enabling proactive cash decisions. They help reduce Days Sales Outstanding (DSO), optimise inventory, improve payables timing, and accelerate cash conversion. Organisations using AI consistently report improved efficiency, better cash visibility, and faster decision-making. Solutions such as Paraglide integrate seamlessly into finance workflows, allowing teams to focus on high-value activities while ensuring cash is managed more effectively.

Feb 18, 2026

Finally, a collections system that runs itself.

Book a demo

Finally, a collections system that runs itself.

Book a demo

Finally, a collections system that runs itself.

Book a demo

Product

Product overview

Billing support agent

Collection agent

Company

About

Careers

Contact us

Resources

Blog

Legal

Privacy policy

Security & data protection

Terms & conditions

Copyright 2026 Paraglide AI

Product

Product overview

Billing support agent

Collection agent

Company

About

Careers

Contact us

Resources

Blog

Legal

Privacy policy

Security & data protection

Terms & conditions

Copyright 2026 Paraglide AI

Product

Product overview

Billing support agent

Collection agent

Company

About

Careers

Contact us

Resources

Blog

Legal

Privacy policy

Security & data protection

Terms & conditions

Copyright 2026 Paraglide AI